This is one thing that many people have wasted their cash on. A premium coffee from one of the stores offers the ultimate in utility, but at an amazing price. In my humble opinion, when you go to Starbucks and pay for a coffee, you're also paying for the surroundings as well. I don't mind paying the price to get a nice comfortable seat to site and chat for a while, but if you're doing takeaway then much of the value disappears.
For most people, this is not necessary. You can get a coffee or tea at the office or at home for pennies, and in the case of tea, there literally is no difference between a home-brewed cuppa and a cuppa bought in store, apart from the price tag. If your schedule allows, or if you really need that hit because you're out all day, consider getting a thermos flask. These easily fit inside a flask or briefcase and keep your drink hot all day.
If you cannot cut it out, at least consider the cheaper options. Starbucks do a card which allows you to get normal coffee for £1. Drink smaller drinks instead of large ones. Go to cheaper stores. Either way, I had spent too much money on coffee. We're not saying cut it down to zero, but to start cutting one drink a week out for this saving.
Difficulty: 1/10. Very easy. Often the craving just passes as soon as you pass up the coffee, and unlike hunger, it can wait till you get somewhere else or be replaced with water.
Savings per week: About £2, if you miss one or downgrade from more expensive items.
Savings per year: £100+.
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